/* ---------- GLOBAL ---------- */
body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  background: #f9fafb;
  color: #0f172a;
}
  /* ===== GLOBAL POLISH ===== */
h1, h2, h3 {
  letter-spacing: -0.02em;
}

.section,
.featured-guides,
.email-capture {
  position: relative;
  z-index: 2;
}

.section h2,
.featured-guides h2 {
  line-height: 1.2;
}

.section p,
.featured-guides p {
  line-height: 1.7;
}
  

/* =========================
   SMARTMONEYTREK HEADER
========================= */

header {
  background: #ffffff;
  border-bottom: 1px solid #e5e7eb;
  height: 120px;
  padding: 0 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 1000;
}


  /* Prevent anchor from hiding under sticky header */
section[id] {
  scroll-margin-top: 90px;
}
  @media (max-width: 768px) {
  section[id] {
    scroll-margin-top: 75px;
  }
  }
  

/* LOGO CONTAINER */
.logo {
  position: absolute;
  left: 40px;
  top: 50%;
  transform: translateY(-50%);
  display: flex;
  align-items: center;
}

/* LOGO IMAGE */
.logo img {
  height: 110px;              /* BIG LOGO */
  width: auto;
  object-fit: contain;
  filter: none;
}

/* NAVIGATION */
nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 28px;
}

nav a {
  font-weight: 700;
  font-size: 15px;
  color: #0f172a;
  position: relative;
  padding: 10px 0;
  text-decoration: none;
}

/* Hover underline */
nav a::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2px;
  background: #0f766e;
  transition: 0.3s ease;
}

nav a:hover::after {
  width: 100%;
}

/* Mobile button */
.menu-toggle {
  display: none;
  font-size: 28px;
  background: none;
  border: none;
  cursor: pointer;
  z-index: 200;
}

/* MOBILE */
@media (max-width: 768px) {
  header {
    padding: 0 25px;
    height: 80px;
  }

  .logo {
    left: 25px;
  }

  .logo img {
    height: 90px;
  }

  .menu-toggle {
    display: block;
  }

  nav {
    position: absolute;
    top: 80px;
    left: 0;
    width: 100%;
    background: #ffffff;
    flex-direction: column;
    display: none;
    border-top: 1px solid #e5e7eb;
    padding: 15px 0;
  }

  nav a {
    padding: 12px 0;
    font-size: 16px;
  }

  nav.active {
    display: flex;
  }
  }

  
 .hero {
  position: relative;
  min-height: 600px;
  padding: 0 40px;    
  display: flex;      
  align-items: center;
  justify-content: center;
  text-align: center;
  color: #ffffff;
  overflow: hidden;
}



.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(2,6,23,0.75);
  z-index: 2;
  pointer-events: none;
}

.hero h1 {
  font-size: 48px;
  margin-bottom: 18px;
  color: #ffffff;
}

.hero h2 {
  font-size: 22px;
  margin-bottom: 20px;
  font-weight: 500;
  color: #e2e8f0;
}

.hero p {
  font-size: 18px;
  max-width: 820px;
  margin: auto;
  color: #f8fafc;
  }
    

  .hero-cta {
  margin-top: 35px;
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}

.btn-primary {
  background: #16a34a;
  color: #ffffff;
  padding: 16px 34px;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 12px 30px rgba(2,6,23,0.10);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 30px rgba(2,6,23,0.10);
}

.btn-secondary {
  border: 2px solid #ffffff;
  color: #ffffff;
  padding: 16px 34px;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.25s ease, color 0.25s ease;
  
}

.btn-secondary:hover {
  background: #ffffff;
  color: #020617;
  }

  .hero-trust {
  margin-top: 28px;
  font-size: 14px;
  color: #e5e7eb;
  letter-spacing: 0.3px;
  }
  
  

/* ---------- SECTIONS ---------- */
.section {
  padding: 70px 40px;
  max-width: 1200px;
  margin: auto;
}

.section h2 {
  font-size: 32px;
  margin-bottom: 15px;
  text-align: center;
}

.section p {
  text-align: center;
  color: #475569;
  margin-bottom: 40px;
}

/* ---------- GRID ---------- */
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 25px;
}

.card {
  position: relative;   /* anchors ::before */
  overflow: hidden;     /* keeps glow inside */
  background: #ffffff;
  padding: 34px;
  border-radius: 18px;
  border: 1px solid #e5e7eb;
  box-shadow: 0 15px 40px rgba(2,6,23,0.08);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}




.card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(2,6,23,0.10);
  }
  


.card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, #0f766e, #16a34a);
  opacity: 0;
  transition: opacity 0.4s ease;
  pointer-events: none;   /* never blocks clicks */
}


.card:hover::before {
  opacity: 0.08;
}

.card h3 {
  color: #0f172a;
  margin-bottom: 12px;
  font-size: 22px;
  font-weight: 800;
  }
  

.card p {
  font-size: 15px;
  color: #475569;
  margin-bottom: 15px;
}

.card a {
  display: inline-block;
  margin-top: 18px;
  background: #16a34a;
  color: #ffffff;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 10px 25px rgba(0,0,0,0.3);
  transition: transform 0.2s ease;
}

.card a:hover {
  transform: scale(1.05);
  }
    

/* TRUST BAR */
.trust-bar {
  display: flex;
  justify-content: center;
  gap: 30px;
  background: #f1f5f9;
  padding: 20px;
  font-weight: 600;
  color: #0f766e;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
}

/* AUTHORITY SECTION */
.authority {
  background: #f8fafc;
  padding: 80px 40px;
  text-align: center;
}

.authority h2 {
  color: #0f172a;
  margin-bottom: 10px;
}

.authority p {
  color: #475569;
  margin-bottom: 40px;
}
  
  
/* ---------- FOOTER ---------- */
footer {
  background: linear-gradient(180deg, #020617, #020617);
  color: #94a3b8;
  padding: 80px 40px;
  }
  

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 30px;
  margin-bottom: 30px;
}

footer h4 {
  color: #e2e8f0;
  margin-bottom: 10px;
}

footer a {
  display: block;
  color: #94a3b8;
  text-decoration: none;
  margin-bottom: 8px;
  font-size: 14px;
}

footer a:hover {
  color: #ffffff;
}

.footer-bottom {
  text-align: center;
  font-size: 14px;
  color: #64748b;
}
.line {
color: #ffffff;
}



@keyframes heroFade {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
  }

  @media (max-width: 768px) {
  .hero {
    min-height: 700px;
    padding: 110px 25px;
  }

  .hero h1 {
    font-size: 36px;
  }

  .hero h2 {
    font-size: 18px;
  }

  .hero p {
    font-size: 17px;
  }
    }

  .badge {
  background: #16a34a;
  color: white;
  border-radius: 50%;
  padding: 10px 14px;
  font-size: 18px;
  margin-right: 8px;
  display: inline-block;
  }
  
  /* CLICKABLE CARD SYSTEM */
.card-link {
  text-decoration: none;
  color: inherit;
  display: block;
}

.card-link .card {
  background: linear-gradient(180deg, #ffffff, #f8fafc);
  padding: 36px 30px;
  border-radius: 20px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.08);
  position: relative;
  overflow: hidden;
  transition: all 0.3s ease;
}

.card-link .card:hover {
  transform: translateY(-10px);
}

.card-link .card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, #0f766e, #16a34a);
  opacity: 0;
  transition: 0.4s ease;
}

.card-link .card:hover::before {
  opacity: 0.08;
}

.card-link h3 {
  font-size: 22px;
  font-weight: 800;
  color: #0f172a;
}

.card-link p {
  color: #475569;
  font-size: 15px;
}

.card-cta {
  display: inline-block;
  margin-top: 18px;
  background: #16a34a;
  color: white;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
}



  /* ===== FEATURED GUIDES ===== */
.featured-guides {
  background: #ffffff;
  padding: 80px 40px;
}

.featured-guides h2 {
  text-align: center;
  font-size: 34px;
  margin-bottom: 10px;
  color: #0f172a;
}

.featured-guides p {
  text-align: center;
  color: #475569;
  max-width: 720px;
  margin: 0 auto 50px;
  font-size: 17px;
}

.featured-grid {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 28px;
}

.featured-card {
  display: block;
  background: #f8fafc;
  border-radius: 18px;
  padding: 32px;
  text-decoration: none;
  box-shadow: 0 10px 30px rgba(2,6,23,0.06);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  border: 1px solid #e5e7eb;
}

.featured-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(2,6,23,0.10);
}

.featured-card span {
  display: inline-block;
  background: #0f766e;
  color: #ffffff;
  font-size: 13px;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 50px;
  margin-bottom: 18px;
}

.featured-card h3 {
  font-size: 20px;
  margin-bottom: 12px;
  color: #020617;
}

.featured-card p {
  font-size: 15px;
  color: #475569;
  line-height: 1.6;
      }
  /* ===== EMAIL CAPTURE ===== */
.email-capture {
  background: linear-gradient(135deg, #0f766e, #115e59);
  padding: 80px 40px;
  color: #ffffff;
}

.email-box {
  max-width: 900px;
  margin: auto;
  background: rgba(255,255,255,0.12);
  border-radius: 20px;
  padding: 50px 40px;
  text-align: center;
  }

.email-box h2 {
  font-size: 34px;
  margin-bottom: 12px;
}

.email-box p {
  font-size: 17px;
  max-width: 640px;
  margin: 0 auto 35px;
  color: #ecfeff;
}

.email-form {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

.email-form input[type="email"] {
  padding: 16px 18px;
  border-radius: 10px;
  border: none;
  font-size: 15px;
  width: 280px;
  max-width: 100%;
  outline: none;
}

.email-form button {
  padding: 16px 26px;
  border-radius: 10px;
  border: none;
  background: #ffffff;
  color: #0f766e;
  font-weight: 700;
  font-size: 15px;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.email-form button:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(2,6,23,0.10);
}

.email-note {
  margin-top: 18px;
  font-size: 13px;
  color: #ccfbf1;
}


.hero-content {
  position: relative;
  z-index: 3;
}


  .hero a {
  cursor: pointer;
  }


  /* ===== CONTENT REVIEWER ===== */
.reviewer-section {
  background: #ffffff;
}

.reviewer-card {
  max-width: 900px;
  margin: auto;
  padding: 35px;
  display: flex;
  align-items: center;
  gap: 30px;
  border-radius: 16px;
  box-shadow: 0 12px 30px rgba(2,6,23,0.10);
}

.reviewer-img {
  width: 160px;
  height: 160px;
  object-fit: cover;
  border-radius: 50%;
  border: 4px solid #ecfeff;
}

.reviewer-info h3 {
  color: #0f766e;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 6px;
}

.reviewer-info h4 {
  font-size: 22px;
  margin: 4px 0;
}

.reviewer-info .title {
  font-weight: 600;
  color: #475569;
  margin-bottom: 12px;
}

.reviewer-info .bio {
  color: #475569;
  line-height: 1.6;
  max-width: 520px;
}

/* Mobile */
@media (max-width: 768px) {
  .reviewer-card {
    flex-direction: column;
    text-align: center;
  }

  .reviewer-info .bio {
    max-width: 100%;
  }
  }
/* =========================
   MOBILE HEADER FIX
========================= */

@media (max-width: 768px) {

  header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0 20px;
    height: 70px; /* slightly smaller on mobile */
  }

  .logo {
    position: static;     /* remove absolute */
    transform: none;
    display: flex;
    align-items: center;
  }

  .logo img {
    height: 48px;         /* proper mobile logo size */
    max-width: 160px;
    filter: none;        /* remove heavy shadow on mobile */
  }

  .menu-toggle {
    font-size: 28px;
    display: block;
  }

  nav {
    top: 70px;           /* matches header height */
  }
  }

.hero a {
  color: inherit;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 4px;
  text-decoration-thickness: 1.5px;
}

.hero a:hover {
  opacity: 0.5;
}

/* ===== HERO BUTTONS (Remove underline only here) ===== */


.hero-cta a:hover {
  text-decoration: none;
    }



/* ===== HERO TEXT LINKS ===== */
.hero p a,
.hero h2 a,
.hero span a {
  color: #22c55e; /* bright green accent */
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 4px;
  text-decoration-thickness: 2px;
}

.hero p a:hover,
.hero h2 a:hover,
.hero span a:hover {
  color: #4ade80;
}

/* ===== HERO BUTTONS (NO UNDERLINE) ===== */
.hero .btn,
.hero .btn-primary,
.hero .btn-secondary,
.hero-cta a {
  text-decoration: none !important;
}

/* Prevent hero layout shift */
.hero-image {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  min-height: 100%;
  object-fit: cover;
  z-index: 1;
  }